BANKRUPTCY, FORECLOSURE
DEFENSE & MORE
We provide a full range of legal services designed to help individuals and businesses overcome financial challenges and regain control of their future.
Helps eliminate unsecured debts and gives individuals a fresh financial start through a structured legal process.
Combines multiple debts into one manageable payment, making it easier to reduce stress and stay organized.
Designed for businesses to reorganize debts, continue operations, and regain financial control under court protection.
Combines multiple debts into one manageable payment, making it easier to reduce stress and stay organized.
Creates a repayment plan to manage debts over time while allowing you to keep important assets.
Works directly with creditors to reduce balances and create repayment terms based on your financial situation.
Reviews your financial situation to identify the best strategies for reducing debt and improving stability.
Helps resolve tax issues, reduce penalties, and negotiate with IRS to bring finances back into compliance.
WHY CHOOSE ZAZELLA & SINGER
Choosing the right legal team can make all the difference. We are committed to providing trusted guidance, clear communication, and proven solutions tailored to your financial situation.
Experienced Legal Guidance
Our attorneys bring years of experience in bankruptcy and debt relief, helping clients navigate even the most complex financial situations.
Personalized Solutions
Every case is unique. We carefully evaluate your situation and create a strategy that works best for your specific needs and goals.
Fast & Effective Results
We focus on delivering timely solutions so you can regain control of your finances and move forward with confidence.

Experienced New Jersey Bankruptcy Attorneys
Zazella and Singer is a full service bankruptcy law firm providing fast help and real solutions. We specialize in all areas of financial and bankruptcy matters, providing our clients with the highest level of proven and effective debt relief solutions.
We meet with people just like you every day that are losing sleep at night and worry all the time that they may never find a way out of their current financial situation and be able to breath and sleep peacefully again!


COMPASSIONATE, EXPERIENCED AND INDIVIDUALIZED ATTENTION
Compassionate and informative communications. At Zazella and Singer we are always ready to talk to you about your legal problems. We address each unique legal issue with thoughtful, individualized attention. The consultation and the information is free so you literally have nothing to lose!
SCHEDULE A FREE CONSULTATION
195 Route 46 West, Suite 3
Totowa, New Jersey 07512
973-696-1700
$24 Million+
Debt Resolved for
Clients
10,000+
Bankruptcy Cases Handled
53
Years of
Service
100%
Your Financial Privacy Protected
What Our Customers Say
FAQS ABOUT OUR SERVICE
TIMING IS CRITICAL
Contact us today before you make another financial decision. Nobody wants to file bankruptcy and most people who do wish they had done so sooner; before they cashed in their 401K, IRA and before they took out a consolidation loan, a second mortgage and before they spent months in credit counseling only to find out they still owed the same amount of their debt.









